Persoonlijke lening rekentool
Elke lening op afbetaling met vaste rente
Een lagere rente over dezelfde looptijd verlaagt de totale rente. Vergelijk schriftelijke offertes, niet deze schatting.
No lender in this market publishes a rate we can use as a starting point, so there is nothing to base a payment on yet. Set the rate yourself to sketch a figure — it will be your number, not a quote.
Een indicatie, geen offerte van een kredietverstrekker.
De matchmaker rangschikt kredietverstrekkers met vergunning in deze markt op basis van het bedrag en de looptijd die je hebt opgegeven. Bekijken kan zonder kredietcheck.
This calculator estimates the monthly payment and total interest on a fixed-rate instalment in Nederland. It does not include every lender fee and it is not a quote. Enter the amount you need, a JKP from a written offer — or a conservative guess — and the term in months.
How to read the result
Stretching the term lowers the monthly figure and usually raises the interest you pay in total. Compare that trade-off with the cards on personal loans. If you are consolidating card balances, read when consolidation pays before you apply.
For the difference between a headline rate and JKP, see JKP versus the nominal rate. Then match on the same amount and term — we run no credit search.