Business accounts in United Kingdom
Company accounts compared on transaction pricing, API access and bookkeeping.
- ✓Free to compare
- ✓Supervised by the FCA and the PRA
- ✓FSCS protection up to £120,000
Providers pay us, usually only if you take up a product; the order is computed from the rate they publish — read how we order lists and where the figures come from. How we order lists Data sources.
Products that only exist in this market
Cash ISA
Tax-free interest up to the annual ISA allowance.
Lifetime ISA
25% government bonus toward a first home or retirement.
Premium Bonds
NS&I prize draw instead of interest, backed by HM Treasury.
Pricing shown is indicative and taken from published price lists for United Kingdom. It is a comparison based on published product criteria — not financial advice, and never a promise of approval.
A business account in United Kingdom is a company deposit or payments account from a provider licensed to serve firms here. Compare monthly cost, per-transaction fees, who can open it and whether FSCS protection covers eligible balances. A fintech payments account is not always a bank — that does not make it unregulated, but deposit protection may not apply.
Related: business lending if you need credit, banks for deposit-takers, and the editorial policy for how we treat commercial links.
Questions readers in this market ask
Answered with local rules, local supervision and local pricing — not a translated US page.
What should a business account cost?
Compare per-transaction pricing, card acquiring, accounting integrations and whether foreign-owned companies are accepted. We list the published monthly fee on each product rather than inventing a typical package price.
Who supervises the providers compared on Bankmatch in United Kingdom?
Every institution listed for United Kingdom is supervised by the FCA and the PRA. Eligible deposits are covered by FSCS protection up to £120,000 per depositor and institution.
What does "APR" mean here?
APR is the effective annual cost used in United Kingdom, including interest and mandatory fees. We always show the local measure so figures match the provider's own price list.
Do you check my credit to show matches?
Providers in United Kingdom assess applications with a Experian / Equifax band. We shortlist on the published minimum criteria only — Bankmatch never runs a credit check.
How current is the pricing on this page?
Every figure on this page is read from the provider's own product feed, so it changes here when the provider changes it rather than when we get round to retyping it. We deliberately do not stamp a verification date on the page: the feed does not record when a provider last reviewed a figure, so any date we printed would be our guess dressed up as a fact. Where a required number is missing from the feed we leave the field empty instead of estimating it.
How does Bankmatch make money?
Providers pay us a fee, and in most cases it falls due only if a reader goes on to be approved for or take up the product; on a few products it is a percentage of the amount borrowed. That never changes the order: it is computed from the price the provider publishes, before any commercial term is read, and placement is not for sale. The methodology page sets out exactly how the order is derived so you can check a list against it.