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Every institution listed for United Kingdom is supervised by the FCA and the PRA. Eligible deposits are covered by FSCS protection up to £120,000 per depositor and institution.

APR is the effective annual cost used in United Kingdom, including interest and mandatory fees. We always show the local measure so figures match the provider's own price list.

Providers in United Kingdom assess applications with a Experian / Equifax band. We shortlist on the published minimum criteria only — Bankmatch never runs a credit check.

Every figure on this page is read from the provider's own product feed, so it changes here when the provider changes it rather than when we get round to retyping it. We deliberately do not stamp a verification date on the page: the feed does not record when a provider last reviewed a figure, so any date we printed would be our guess dressed up as a fact. Where a required number is missing from the feed we leave the field empty instead of estimating it.

Providers pay us a fee, and in most cases it falls due only if a reader goes on to be approved for or take up the product; on a few products it is a percentage of the amount borrowed. That never changes the order: it is computed from the price the provider publishes, before any commercial term is read, and placement is not for sale. The methodology page sets out exactly how the order is derived so you can check a list against it.

No. Bankmatch compares published product criteria and produces a match, not a recommendation, and never a promise of approval. Your own eligibility is decided by the provider after its own assessment.