Business accounts in Australia
Company accounts compared on transaction pricing, API access and bookkeeping.
- ✓Free to compare
- ✓Supervised by APRA and ASIC
- ✓Financial Claims Scheme up to $250,000
Providers pay us, usually only if you take up a product; the order is computed from the rate they publish — read how we order lists and where the figures come from. How we order lists Data sources.
Products that only exist in this market
Superannuation
Compulsory retirement savings; compare fees and long-run net returns.
Offset account
Transaction balance offsets home-loan interest dollar for dollar.
Pricing shown is indicative and taken from published price lists for Australia. It is a comparison based on published product criteria — not financial advice, and never a promise of approval.
A business account in Australia is a company deposit or payments account from a provider licensed to serve firms here. Compare monthly cost, per-transaction fees, who can open it and whether Financial Claims Scheme covers eligible balances. A fintech payments account is not always a bank — that does not make it unregulated, but deposit protection may not apply.
Related: business lending if you need credit, banks for deposit-takers, and the editorial policy for how we treat commercial links.
Questions readers in this market ask
Answered with local rules, local supervision and local pricing — not a translated US page.
What should a business account cost?
Compare per-transaction pricing, card acquiring, accounting integrations and whether foreign-owned companies are accepted. We list the published monthly fee on each product rather than inventing a typical package price.
Who supervises the providers compared on Bankmatch in Australia?
Every institution listed for Australia is supervised by APRA and ASIC. Eligible deposits are covered by Financial Claims Scheme up to $250,000 per depositor and institution.
What does "p.a." mean here?
p.a. is the effective annual cost used in Australia, including interest and mandatory fees. We always show the local measure so figures match the provider's own price list.
Do you check my credit to show matches?
Providers in Australia assess applications with a Equifax Australia. We shortlist on the published minimum criteria only — Bankmatch never runs a credit check.
How current is the pricing on this page?
Every figure on this page is read from the provider's own product feed, so it changes here when the provider changes it rather than when we get round to retyping it. We deliberately do not stamp a verification date on the page: the feed does not record when a provider last reviewed a figure, so any date we printed would be our guess dressed up as a fact. Where a required number is missing from the feed we leave the field empty instead of estimating it.
How does Bankmatch make money?
Providers pay us a fee, and in most cases it falls due only if a reader goes on to be approved for or take up the product; on a few products it is a percentage of the amount borrowed. That never changes the order: it is computed from the price the provider publishes, before any commercial term is read, and placement is not for sale. The methodology page sets out exactly how the order is derived so you can check a list against it.