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Savings calculator

Monthly compounding in AUD. Type the rate from a written offer — we do not invent a market average.

Balance after 5 years
$60,000
Balance after 5 years
$60,000
You put in
$60,000
Interest earned
$0
Protected amount
$250,000

Financial Claims Scheme covers deposits per person, per institution. Balances above that limit are best split across institutions.

Cost breakdown
You put in$60,000Interest earned$0(0%)
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This calculator compounds a starting balance and a regular payment at a rate you type. The rate is an assumption, not a quote from a Australia provider. It does not model every tax wrapper or every withdrawal rule.

Replace the rate with a written offer, then compare savings accounts and term deposits. Local wrappers: local tools. Protection: Financial Claims Scheme. Tax treatment: tax wrappers and savings.