Préstamo personal calculadora
Cualquier préstamo a plazos a tipo fijo
Un tipo más bajo con el mismo plazo reduce los intereses totales. Compara ofertas por escrito, no esta estimación.
No lender in this market publishes a rate we can use as a starting point, so there is nothing to base a payment on yet. Set the rate yourself to sketch a figure — it will be your number, not a quote.
Una estimación, no una oferta de la entidad.
El comparador ordena entidades autorizadas en este mercado según el importe y el plazo que has indicado. Puedes ver opciones sin consulta de solvencia.
This calculator estimates the monthly payment and total interest on a fixed-rate instalment in España. It does not include every lender fee and it is not a quote. Enter the amount you need, a TAE from a written offer — or a conservative guess — and the term in months.
How to read the result
Stretching the term lowers the monthly figure and usually raises the interest you pay in total. Compare that trade-off with the cards on personal loans. If you are consolidating card balances, read when consolidation pays before you apply.
For the difference between a headline rate and TAE, see TAE versus the nominal rate. Then match on the same amount and term — we run no credit search.

