Tarjetas de crédito en este mercado
Tarjetas de emisores con los que tenemos un acuerdo de distribución activo. Si una tarjeta no aparece, no tenemos un enlace de solicitud que pague por el clic.
- ✓No credit check to look
- ✓Published rates, not estimates
- ✓Free to compare
Aún no hay colaboradores de tarjetas activos en este mercado.
Credit cards in España are revolving credit from issuers we have a live distribution agreement with. If a card is missing, we do not have an apply link that attributes the click. Compare annual fee, purchase TAE, cash-advance cost and any introductory period — rewards are worthless if you revolve a balance at the full rate.
Fee versus interest
A card with no annual fee and a high purchase rate is cheap only if you clear the statement every month. A fee-charging rewards card can still be cheaper if the rewards you actually use beat the fee and you do not revolve. Fees and interest works through that split.
When a loan is the cheaper tool
If the balance will take more than a few months to clear, an instalment personal loan often has a lower TAE than revolving card credit. Use the loan calculator, then match for a card or a loan without a credit check to browse.
Issuers on this page are licensed in España and supervised by the Banco de España and CNMV. See the lender directory and how we compare products.
Preguntas de lectores en este mercado
Respondidas con normas, supervisión y precios locales, no con una página de EE. UU. traducida.
¿Qué tipo de interés de tarjeta es normal en España?
Los saldos revolving se calculan con la TAE publicada por cada emisor. Una tarjeta con recompensas solo compensa si pagas el saldo completo cada mes. No inventamos un tipo típico.
¿Quién supervisa a las entidades comparadas en Bankmatch en España?
Todas las entidades incluidas para España están supervisadas por the Banco de España and CNMV. Los depósitos admisibles están cubiertos por Fondo de Garantía de Depósitos hasta 100.000 € por depositante y entidad.
¿Qué significa «TAE» aquí?
TAE es el coste anual efectivo usado en España, incluidos intereses y comisiones obligatorias. Mostramos siempre la medida local para que las cifras coincidan con la tarifa del proveedor.
¿Consultáis mi historial crediticio para mostrar coincidencias?
España no tiene una puntuación crediticia de consumo. Los proveedores evalúan los ingresos y cualquier incidencia de pago registrada, por eso hacemos la coincidencia con criterios de concesión publicados, no con una puntuación.
How current is the pricing on this page?
Every figure on this page is read from the provider's own product feed, so it changes here when the provider changes it rather than when we get round to retyping it. We deliberately do not stamp a verification date on the page: the feed does not record when a provider last reviewed a figure, so any date we printed would be our guess dressed up as a fact. Where a required number is missing from the feed we leave the field empty instead of estimating it.
¿Cómo gana dinero Bankmatch?
Providers pay us a fee, and in most cases it falls due only if a reader goes on to be approved for or take up the product; on a few products it is a percentage of the amount borrowed. That never changes the order: it is computed from the price the provider publishes, before any commercial term is read, and placement is not for sale. The methodology page sets out exactly how the order is derived so you can check a list against it.