Company accounts compared on transaction pricing, API access and bookkeeping.
read live from provider feeds
Market coverage: 20 providers tracked in this market. Providers pay us, usually only if you take up a product; the order is computed from the rate they publish — read how we order lists and where the figures come from. How we order lists Data sources.
Live from the providers we have a distribution agreement with in your market.
No monthly, software, statement, PCI or cancellation fees. Interchange+ margins: $0–$50k 0.40%+8¢ in-person / 0.50%+25¢ keyed/online; $50–100k 0.35%+7¢ / 0.45%+20¢; $100–500k 0.25%+7¢ / 0.35%+20¢; $500k–$1M 0.20%+6¢ / 0.25%+15¢; $1–5M 0.15%+6¢ / 0.15%+15¢. Recurring-payments add-on +0.4%. Chargeback $15 if lost; ACH reject $5. Smart Terminal $349 or $32/month. Source: helcim.com/pricing FAQ, 2026-08-27.
Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.
Published chequing package fees: Digital Choice $6/month, Flex Choice $7/month, Ultimate $100/month, Community and Not-For-Profit $3.75/month, US Dollar Business $9/month. All include unlimited Moneris deposits and no minimum balance. Source: rbcroyalbank.com business chequing accounts, 2026-08-27.
Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.
Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.
Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.
Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.
Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.
Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.
Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.
Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.
Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.
Published business chequing monthly fees: Right Size $6; Select from $20 (waivable with a minimum daily balance); Basic Business $10.95; Community $3; Scotia Professional Plan Plus $38; ScotiaOne agriculture $40. Source: scotiabank.com business bank accounts, 2026-08-27.
Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.
Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.
Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.
Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.
Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.
Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.
Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.
Labels are derived from the published terms in this list — the lowest rate, the fastest stated payout, the widest amount range — and are recalculated whenever the list changes. They are not paid placements.
You are comparing this market from outside it. Availability and terms differ by province and state, so this list is limited to products that may be offered in all of them — from inside the market you may see more.
Payment is usually contingent on you taking up a product — being approved, drawing the loan, or being issued the card. It does not affect the order of this list, or the rates and fees shown, which come from the provider. We are not a lender, a mortgage broker or an adviser.
The order is calculated before any commercial term is considered. No provider can pay for a higher position, and products with no published rate appear last.
Eligible deposits with a member institution are protected by the Canada Deposit Insurance Corporation, within limits and by category. Coverage is per member institution, not per brand — several deposit brands can belong to one member institution, in which case a single limit covers all of them.
Payment does not affect this order. No provider can buy a higher position, and the order is calculated from published rates before any commercial term is considered. Products with no published rate appear last.
Where two products carry the same rate, the earlier one keeps its place. Products we earn nothing from are ordered the same way as products we do.
We do not cover every product on the market. A provider absent from this list is not a judgement about it.
Helcim: No monthly, software, statement, PCI or cancellation fees. Interchange+ margins: $0–$50k 0.40%+8¢ in-person / 0.50%+25¢ keyed/online; $50–100k 0.35%+7¢ / 0.45%+20¢; $100–500k 0.25%+7¢ / 0.35%+20¢; $500k–$1M 0.20%+6¢ / 0.25%+15¢; $1–5M 0.15%+6¢ / 0.15%+15¢. Recurring-payments add-on +0.4%. Chargeback $15 if lost; ACH reject $5. Smart Terminal $349 or $32/month. Source: helcim.com/pricing FAQ, 2026-08-27.
Royal Bank of Canada (Business Banking): Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.
Royal Bank of Canada (Business Banking): Published chequing package fees: Digital Choice $6/month, Flex Choice $7/month, Ultimate $100/month, Community and Not-For-Profit $3.75/month, US Dollar Business $9/month. All include unlimited Moneris deposits and no minimum balance. Source: rbcroyalbank.com business chequing accounts, 2026-08-27.
Scotiabank SMB: Published business chequing monthly fees: Right Size $6; Select from $20 (waivable with a minimum daily balance); Basic Business $10.95; Community $3; Scotia Professional Plan Plus $38; ScotiaOne agriculture $40. Source: scotiabank.com business bank accounts, 2026-08-27.
Wealthsimple: Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.
Tax-free savings account — growth and withdrawals are untaxed.
Registered retirement plan with tax-deductible contributions.
First home savings account combining RRSP deduction with TFSA withdrawals.
Pricing shown is indicative and taken from published price lists for Canada. It is a comparison based on published product criteria — not financial advice, and never a promise of approval.
A business account in Canada is a company deposit or payments account from a provider licensed to serve firms here. Compare monthly cost, per-transaction fees, who can open it and whether CDIC coverage covers eligible balances. A fintech payments account is not always a bank — that does not make it unregulated, but deposit protection may not apply.
Related: business lending if you need credit, banks for deposit-takers, and the editorial policy for how we treat commercial links.
Answered with local rules, local supervision and local pricing — not a translated US page.
Compare per-transaction pricing, card acquiring, accounting integrations and whether foreign-owned companies are accepted. We list the published monthly fee on each product rather than inventing a typical package price.
Every institution listed for Canada is supervised by OSFI and the FCAC. Eligible deposits are covered by CDIC coverage up to $100,000 per depositor and institution.
APR is the effective annual cost used in Canada, including interest and mandatory fees. We always show the local measure so figures match the provider's own price list.
Providers in Canada assess applications with a Equifax / TransUnion Canada. We shortlist on the published minimum criteria only — Buckmatch never runs a credit check.
Every figure on this page is read from the provider's own product feed, so it changes here when the provider changes it rather than when we get round to retyping it. We deliberately do not stamp a verification date on the page: the feed does not record when a provider last reviewed a figure, so any date we printed would be our guess dressed up as a fact. Where a required number is missing from the feed we leave the field empty instead of estimating it.
Providers pay us a fee, and in most cases it falls due only if a reader goes on to be approved for or take up the product; on a few products it is a percentage of the amount borrowed. That never changes the order: it is computed from the price the provider publishes, before any commercial term is read, and placement is not for sale. The methodology page sets out exactly how the order is derived so you can check a list against it.
