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Compare lender terms
Compare lender terms| Lender | APR | Amount | Term | Min. credit | Funding | Buckmatch score | |
|---|
Spring Financial Personal Loan Personal Loan | 9.99%–35% | $500–$35,000 | 6–84 months | none | As soon as same day after signing; typically 1–3 business days | | |
| 8.99%–35% | $500–$60,000 | 3–120 months | none | As little as 12 hours after the chosen lender approves | | |
Simplii Financial Personal Line of Credit Personal Loan | — | — | — | — | — | | |
Simplii Financial Personal Loan Personal Loan | — | — | — | — | — | | |
Tangerine Line of Credit Personal Loan | — | — | — | — | — | | |
Tangerine RSP Loan Personal Loan | — | — | — | — | — | | |
Wealthsimple Portfolio line of credit Personal Loan | — | — | — | — | — | | |
You are comparing this market from outside it. Availability and terms differ by province and state, so this list is limited to products that may be offered in all of them — from inside the market you may see more.
Buckmatch is paid by the lenders and banks whose products appear here. Cheapest first. The list is ordered on the all-in annual cost rate each provider publishes — the APR, or the effective rate where the market uses that term — from lowest to highest. Where a provider publishes a range, the lowest rate in the range is used. How this list is ordered
Payment is usually contingent on you taking up a product — being approved, drawing the loan, or being issued the card. It does not affect the order of this list, or the rates and fees shown, which come from the provider. We are not a lender, a mortgage broker or an adviser.
The order is calculated before any commercial term is considered. No provider can pay for a higher position, and products with no published rate appear last.
Buckmatch compares published product terms. We do not give financial, credit, tax or legal advice, we do not assess whether a product is suitable for you, and we cannot tell you whether you will be approved.
Payment does not affect this order. No provider can buy a higher position, and the order is calculated from published rates before any commercial term is considered. Products with no published rate appear last.
Where two products carry the same rate, the earlier one keeps its place. Products we earn nothing from are ordered the same way as products we do.
We do not cover every product on the market. A provider absent from this list is not a judgement about it.
Spring Financial: Unsecured loans $500–$35,000; terms 6–84 months; interest 9.99%–34.95%; APR 9.99%–35.00%. Age of majority, Canadian government ID, active Canadian bank account and steady income required. Application is free. Funds by EFT after signing. Soft inquiry first; a hard inquiry is only done with consent if needed. Lends in all provinces/territories. Source: springfinancial.ca/help-centre/personal-loans, 2026-08-27.
LoanConnect: LoanConnect is not a lender. Borrow $500–$60,000 at 8.99%–35% APR, terms 3–120 months (FAQ says most lenders use 12–60 months). Example: $2,000 at 29.96% for 24 months costs $2,685.12 ($111.88/month). Soft check on search; the chosen lender typically hard-pulls. Existing-debt payments generally must stay under 60% of income. Origination fees, when charged, are often around $100 and are built into the quoted payment. Source: loanconnect.ca/faq, 2026-08-27.
Wealthsimple: Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.
