Personal

Investing in Canada

Brokerage and managed investing compared on commissions, account fees and what you can hold.

  • ✓Free to compare
  • ✓Supervised by OSFI and the FCAC

Providers pay us, usually only if you take up a product; the order is computed from the rate they publish — read how we order lists and where the figures come from. How we order lists Data sources.

Local to Canada

Products that only exist in this market

TFSA

Tax-free savings account — growth and withdrawals are untaxed.

RRSP

Registered retirement plan with tax-deductible contributions.

FHSA

First home savings account combining RRSP deduction with TFSA withdrawals.

Open the local calculators

Pricing shown is indicative and taken from published price lists for Canada. It is a comparison based on published product criteria — not financial advice, and never a promise of approval.

Investing products in Canada are brokerage or managed accounts from providers with a live apply link. Compare commissions, account fees, what you can hold and how you get money out. A higher advertised cash rate is not the same as a return on investments — and neither is a promise.

What the fee line actually is

A commission, a spread, a wrap fee and a cash-drag rate are different costs. Add the ones that apply to how you would use the account. Eligible cash sitting at a deposit-taker may be covered by CDIC coverage; securities usually are not. Providers here sit under OSFI and the FCAC.

Related: savings if you want a deposit, banks for who takes deposits, and how we rank.

FAQ

Questions readers in this market ask

Answered with local rules, local supervision and local pricing — not a translated US page.

Who supervises the providers compared on Buckmatch in Canada?

Every institution listed for Canada is supervised by OSFI and the FCAC. Eligible deposits are covered by CDIC coverage up to $100,000 per depositor and institution.

What does "APR" mean here?

APR is the effective annual cost used in Canada, including interest and mandatory fees. We always show the local measure so figures match the provider's own price list.

Do you check my credit to show matches?

Providers in Canada assess applications with a Equifax / TransUnion Canada. We shortlist on the published minimum criteria only — Buckmatch never runs a credit check.

How current is the pricing on this page?

Every figure on this page is read from the provider's own product feed, so it changes here when the provider changes it rather than when we get round to retyping it. We deliberately do not stamp a verification date on the page: the feed does not record when a provider last reviewed a figure, so any date we printed would be our guess dressed up as a fact. Where a required number is missing from the feed we leave the field empty instead of estimating it.

How does Buckmatch make money?

Providers pay us a fee, and in most cases it falls due only if a reader goes on to be approved for or take up the product; on a few products it is a percentage of the amount borrowed. That never changes the order: it is computed from the price the provider publishes, before any commercial term is read, and placement is not for sale. The methodology page sets out exactly how the order is derived so you can check a list against it.

Is this financial advice?

No. Buckmatch compares published product criteria and produces a match, not a recommendation, and never a promise of approval. Your own eligibility is decided by the provider after its own assessment.