Calculators

Auto loan calculator

New or used, with a deposit

Monthly payment
Set a rate
Tax, insurance and fees
Monthly payment

No lender in this market publishes a rate we can use as a starting point, so there is nothing to base a payment on yet. Set the rate yourself to sketch a figure — it will be your number, not a quote.

Arrive with a written offer from a licensed lender. A dealer can add a margin that does not appear on the sticker.

A sketch, not a lender quote.

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The matchmaker ranks licensed lenders in this market on the amount and term you asked for. No credit check to browse.

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This tool estimates the monthly cost of car finance in Canada from price, deposit, tax assumptions, fees, rate and term. Dealer extras and insurance are not included unless you add them to the price or fees.

Compare the result with car-finance offers. If the vehicle will not be security, use the personal-loan calculator and personal loans instead. Match when you have a price in mind.