Credibly is small-business financing (often merchant cash advance or short-term credit). Compare total cost and holdback — a factor rate is not a bank {rateAbbr}.
Maya Chen · Editor, consumer credit · Scores are editorial and do not affect list order, which is set on published price.
Suits: Short-term business funding when you understand the repayment mechanic and the live offer publishes it.
Compare on business loans in United States. Sketch only if you have a true APR; otherwise use the published example. Supervision: OCC, FDIC and the CFPB. Not a promise of funding.
Usually not. Read the repayment mechanic on the card.
6 products in this market
Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.
Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.
Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.
Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.
Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.
Credibly working-capital loans are $25,000–$600,000 for 6–24 months with factor rates as low as 1.11. Example: $50,000 at 1.11 plus 2.5% fee = $56,750 total cost. Source: credibly.com/working-capital-loans, 2026-08-27.
Credibly: Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.
Credibly: Credibly working-capital loans are $25,000–$600,000 for 6–24 months with factor rates as low as 1.11. Example: $50,000 at 1.11 plus 2.5% fee = $56,750 total cost. Source: credibly.com/working-capital-loans, 2026-08-27.
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