Bankmatch
Match
Business

Business accounts in United States

Company accounts compared on transaction pricing, API access and bookkeeping.

14Offers
—Lowest APR
7Providers
  • ✓Free to compare
  • ✓Supervised by OCC, FDIC and the CFPB
  • ✓FDIC deposit insurance up to $250,000

read live from provider feeds

Market coverage: 14 providers tracked in this market. Providers pay us, usually only if you take up a product; the order is computed from the rate they publish — read how we order lists and where the figures come from. How we order lists Data sources.

Available now

Business accounts you can open today

Live from the providers we have a distribution agreement with in your market.

1

Always Bank Small Business Checking

8.54.3(1)
Savings rate
Not shown here
Deposit
n/a
  • Free withdrawals
  • CFPB
Open account
Full review

We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.

Example

Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.

2

Always Bank Small Business Savings

8.54.3(1)
Savings rate
Not shown here
Deposit
n/a
  • Free withdrawals
  • CFPB
Open account
Full review

We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.

Example

Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.

3

Grasshopper Bank

8.64.3(1)
Savings rate
Not shown here
Deposit
$100
  • Free withdrawals
  • CFPB
Open account
Full review

We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.

Example

Accelerator Checking: up to 1.35% APY, unlimited 1% cash back, $100 to open. Accelerator Savings: up to 3.00% APY, $100 to open. No monthly maintenance fees. Interest uses the daily collected-balance method. Standard FDIC to $250,000; enhanced coverage advertised up to $125 million. Treasury requires $250,000 combined deposits. Source: grasshopper.bank Accelerator Product Suite, 2026-08-27.

4

Grasshopper Small Business Checking

8.64.3(1)
Savings rate
Not shown here
Deposit
n/a
  • Free withdrawals
  • CFPB
Open account
Full review

We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.

Example

Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.

5

Grasshopper Small Business Savings

8.64.3(1)
Savings rate
Not shown here
Deposit
n/a
  • Free withdrawals
  • CFPB
Open account
Full review

We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.

Example

Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.

6

Grasshopper Startup Checking

8.64.3(1)
Savings rate
Not shown here
Deposit
n/a
  • Free withdrawals
  • CFPB
Open account
Full review

We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.

Example

Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.

7

Grasshopper Startup Savings

8.64.3(1)
Savings rate
Not shown here
Deposit
n/a
  • Free withdrawals
  • CFPB
Open account
Full review

We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.

Example

Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.

8

Helcim

8.74.4(1)
Savings rate
Not shown here
Deposit
n/a
  • Free withdrawals
Open account
Full review

We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.

Example

No monthly, software, statement, PCI or cancellation fees. Interchange+ margins: $0–$50k 0.40%+8¢ in-person / 0.50%+25¢ keyed/online; $50–100k 0.35%+7¢ / 0.45%+20¢; $100–500k 0.25%+7¢ / 0.35%+20¢; $500k–$1M 0.20%+6¢ / 0.25%+15¢; $1–5M 0.15%+6¢ / 0.15%+15¢. Recurring-payments add-on +0.4%. Chargeback $15 if lost; ACH reject $5. Smart Terminal $349 or $32/month. Source: helcim.com/pricing FAQ, 2026-08-27.

9

Melio

8.74.4(1)
Savings rate
Not shown here
Deposit
n/a
  • Free withdrawals
  • CFPB
Open account
Full review

We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.

Example

Plans: Go $0/month (5 free ACH); Core $25 ($20 annual) + $10/user; Boost $55 ($44 annual); Unlimited $80 ($64 annual, unlimited users). Extra ACH $0.50; check $1.50; wire $10; card 2.9%. Instant/same-day ACH 1% ($75 max). 30-day trial then falls back to Go. Source: melio.com/pricing, 2026-08-27.

10

Piermont Business MMA

8.54.3(1)
Savings rate
Not shown here
Deposit
$1,000
  • Free withdrawals
  • CFPB
Open account
Full review

We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.

Example

APYs effective 15 June 2026, new customers only: 3.75% with a funded business checking account and $50,000+ MMA; 3.25% from $20,000 (or MMA without checking); 0.75% below $20,000. $25 fee waived at $1,000 average daily balance. FDIC to $250,000; IntraFi ICS for larger balances. Source: piermontbank.com/campaignmma, 2026-08-27.

11

Ramp Banking

8.94.5(1)
Savings rate
Not shown here
Deposit
n/a
  • Free withdrawals
  • CFPB
Open account
Full review

We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.

Example

Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.

12

Slash Business Banking

8.34.2(1)
Savings rate
Not shown here
Deposit
n/a
  • Free withdrawals
  • CFPB
Open account
Full review

We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.

Example

Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.

13

Slash Global USD

8.34.2(1)
Savings rate
Not shown here
Deposit
n/a
  • Free withdrawals
  • CFPB
Open account
Full review

We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.

Example

Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.

14

Slash Treasury

8.34.2(1)
Savings rate
Not shown here
Deposit
n/a
  • Free withdrawals
  • CFPB
Open account
Full review

We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.

Example

Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.

Labels are derived from the published terms in this list — the lowest rate, the fastest stated payout, the widest amount range — and are recalculated whenever the list changes. They are not paid placements.

Advertiser disclosure. No rate on this page is comparable across the products listed, so the list is not ranked on price. It is ordered alphabetically by provider instead. How this list is ordered

Bankmatch is paid by the providers whose products appear here, in most cases only if you go on to be approved for or take up a product. Payment does not affect the order of this list, or the rates and fees shown, which come from the provider.

The order is calculated before any commercial term is considered. No provider can buy a higher position, no placement here is for sale, and products with no published rate appear last.

Deposit accounts shown are offered by the named institution, not by Bankmatch. Bankmatch is not an FDIC-insured institution and deposits are not made with Bankmatch. Confirm the institution's insured status at FDIC BankFind before you deposit.

NOT FDIC INSURED. NO BANK GUARANTEE. MAY LOSE VALUE. Investment and insurance products are not deposits, are not insured by the FDIC or any federal government agency, are not guaranteed by any bank, and may lose value.

We collect what you enter on this form to show you matching products and, where you agree, to email you. We do not sell or share personal information, and we do not disclose it to any lender. Our privacy notice explains what we hold, how long we keep it, and how to access, correct or delete it.

Payment does not affect this order. No provider can buy a higher position, and the order is calculated from published rates before any commercial term is considered. Products with no published rate appear last.

Where two products carry the same rate, the earlier one keeps its place. Products we earn nothing from are ordered the same way as products we do.

We do not cover every product on the market. A provider absent from this list is not a judgement about it.

Slash Financial: Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.

Grasshopper Bancorp, Inc.: Accelerator Checking: up to 1.35% APY, unlimited 1% cash back, $100 to open. Accelerator Savings: up to 3.00% APY, $100 to open. No monthly maintenance fees. Interest uses the daily collected-balance method. Standard FDIC to $250,000; enhanced coverage advertised up to $125 million. Treasury requires $250,000 combined deposits. Source: grasshopper.bank Accelerator Product Suite, 2026-08-27.

Ramp: Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.

Helcim: No monthly, software, statement, PCI or cancellation fees. Interchange+ margins: $0–$50k 0.40%+8¢ in-person / 0.50%+25¢ keyed/online; $50–100k 0.35%+7¢ / 0.45%+20¢; $100–500k 0.25%+7¢ / 0.35%+20¢; $500k–$1M 0.20%+6¢ / 0.25%+15¢; $1–5M 0.15%+6¢ / 0.15%+15¢. Recurring-payments add-on +0.4%. Chargeback $15 if lost; ACH reject $5. Smart Terminal $349 or $32/month. Source: helcim.com/pricing FAQ, 2026-08-27.

Melio: Plans: Go $0/month (5 free ACH); Core $25 ($20 annual) + $10/user; Boost $55 ($44 annual); Unlimited $80 ($64 annual, unlimited users). Extra ACH $0.50; check $1.50; wire $10; card 2.9%. Instant/same-day ACH 1% ($75 max). 30-day trial then falls back to Go. Source: melio.com/pricing, 2026-08-27.

Piermont Bank: APYs effective 15 June 2026, new customers only: 3.75% with a funded business checking account and $50,000+ MMA; 3.25% from $20,000 (or MMA without checking); 0.75% below $20,000. $25 fee waived at $1,000 average daily balance. FDIC to $250,000; IntraFi ICS for larger balances. Source: piermontbank.com/campaignmma, 2026-08-27.

Local to United States

Products that only exist in this market

HSA

Triple-tax-advantaged health savings account, paired with a high-deductible plan.

529 plan

State-sponsored education savings with tax-free qualified withdrawals.

Certificates of deposit

Fixed-term deposits with FDIC protection and early-withdrawal penalties.

Open the local calculators

Pricing shown is indicative and taken from published price lists for United States. It is a comparison based on published product criteria — not financial advice, and never a promise of approval.

A business account in United States is a company deposit or payments account from a provider licensed to serve firms here. Compare monthly cost, per-transaction fees, who can open it and whether FDIC deposit insurance covers eligible balances. A fintech payments account is not always a bank — that does not make it unregulated, but deposit protection may not apply.

Related: business lending if you need credit, banks for deposit-takers, and the editorial policy for how we treat commercial links.

FAQ

Questions readers in this market ask

Answered with local rules, local supervision and local pricing — not a translated US page.

What should a business account cost?

Compare per-transaction pricing, card acquiring, accounting integrations and whether foreign-owned companies are accepted. We list the published monthly fee on each product rather than inventing a typical package price.

Who supervises the providers compared on Bankmatch in United States?

Every institution listed for United States is supervised by OCC, FDIC and the CFPB. Eligible deposits are covered by FDIC deposit insurance up to $250,000 per depositor and institution.

What does "APR" mean here?

APR is the effective annual cost used in United States, including interest and mandatory fees. We always show the local measure so figures match the provider's own price list.

Do you check my credit to show matches?

Providers in United States assess applications with a FICO score. We shortlist on the published minimum criteria only — Bankmatch never runs a credit check.

How current is the pricing on this page?

Every figure on this page is read from the provider's own product feed, so it changes here when the provider changes it rather than when we get round to retyping it. We deliberately do not stamp a verification date on the page: the feed does not record when a provider last reviewed a figure, so any date we printed would be our guess dressed up as a fact. Where a required number is missing from the feed we leave the field empty instead of estimating it.

How does Bankmatch make money?

Providers pay us a fee, and in most cases it falls due only if a reader goes on to be approved for or take up the product; on a few products it is a percentage of the amount borrowed. That never changes the order: it is computed from the price the provider publishes, before any commercial term is read, and placement is not for sale. The methodology page sets out exactly how the order is derived so you can check a list against it.