Cards from issuers licensed in United States that we have a live apply link for. Compare annual fee, purchase rate and rewards — if a card is missing, we cannot attribute the click.
Live from issuers we have a distribution agreement with in this market.
Filters
8 offers
Neu Money
•••• •••• •••• 1234
Neu Money Visa
VISA
1
Neu Money Visa
8.54.3(1)
from Neu Money
Lowest APR
No annual fee
Up to 6% cashback
Rewards
$0
Annual fee
0.00%
Purchase rate
Consumer
Building credit
No annual fee
Up to 6% at eligible stores and unlimited 3% on airfare. Subscription fees apply; see issuer terms.
No annual fee. A monthly subscription applies based on credit limit; this is not a fee-free card.
Two SKUs: Neu 1 is $7/month with 0% APR; Neu 2 is $0 annual fee with 26.99–29.99% APR
Starting credit limit advertised from $350; no security deposit
3% cash back on airfare; no foreign-transaction fee
Built for thin-file / no-SSN applicants; issuer Cross River Bank
APR
0.00%
Show more
Foreign fee
0
Neu publishes two cards (App Store listing and NerdWallet, 2026-08-28): Neu 1 is $7/month ($84/year) with 0% APR; Neu 2 has no annual fee and a fixed 26.99–29.99% purchase APR. Both advertise a $350+ starting limit, 3% airfare cash back and no foreign-transaction fee. Issued by Cross River Bank. The public web landing page remains invite-only.
A low-interest card rather than a rewards programme. Variable purchase APR after the 18-billing-cycle 0% introductory period.
APR
15.24%
No annual fee. Review the issuer Summary of Credit Terms for APRs and other costs. Offers vary by application channel; no promotional offer is assumed here.
We do not receive commission on this link. Eligibility and final terms are determined by the issuer.
3 points/$ on eligible travel, dining and gas; 1 point/$ otherwise. Variable purchase APR after the 12-billing-cycle 0% introductory period.
APR
19.49%
No annual fee. Review the issuer Summary of Credit Terms for APRs and other costs. Offers vary by application channel; no promotional offer is assumed here.
We do not receive commission on this link. Eligibility and final terms are determined by the issuer.
Ongoing cashback on eligible purchases. Offer-code and eligibility requirements apply.
Annual fee up to USD 89, depending on the offer.
APR
35.99%
Available to selected customers; an offer code may be required. Issued by WebBank. Purchase, cash advance and balance transfer APR 35.99%. BrightWay+ has no annual fee; other BrightWay annual fees up to USD 89. Cash advance/transfer fee: greater of USD 10 or 3%. FX fee 1%; late fee up to USD 40; minimum interest USD 0.50. See your individual offer.
We do not receive commission on this link. Eligibility and final terms are determined by the issuer.
Ongoing cashback on eligible purchases. Offer-code and eligibility requirements apply.
Unlimited 1% cash back on purchases (1.5% on BrightWay 1.5% Cashback)
Annual fee $0–$89 depending on the offer; BrightWay+ is $0
Reports to the three major credit bureaus
Milestone path to a credit-limit increase or APR decrease after six on-time payments
APR
35.99%
Credit limit
$30,000
BrightWay cards are issued by WebBank. Standard BrightWay publishes unlimited 1% cash back; BrightWay 1.5% Cashback publishes 1.5%. Annual fee is $0–$89 by offer; BrightWay+ has no annual fee. Purchase APR 33.99% or 35.99%. Source: onemainfinancial.com/credit-cards and BrightWay Rewards Terms, 2026-08-27.
2% cashback on eligible purchases with AutoPay enabled. This card is secured by home equity.
See the personalized HELOC offer for applicable costs and repayment terms.
Home-equity Visa that spends like a card
Unlimited 2% cash back; no annual fee
Lines advertised from about $5,000 up to $250,000
Checking an offer does not affect credit
Credit limit
$250,000
Aven’s education pages describe a home-equity Visa with 2% cash back, no annual fee and a 2.5% cash-out/balance-transfer fee. The payment calculator shows 6.99%–15.49% APR. Source: aven.com/education, 2026-08-27.
1 point per eligible dollar spent. A refundable security deposit is required.
No annual fee. Review the issuer Summary of Credit Terms for APRs and other costs. Offers vary by application channel; no promotional offer is assumed here.
We do not receive commission on this link. Eligibility and final terms are determined by the issuer.
Annual fees, balance transfer fees, cash advance fees, foreign transaction fees and late payment fees apply as set out in the issuer's own terms. A fee shown here as zero is zero only for the account and use described.
Intro rate. The rate shown applies for the stated introductory period only. After it ends the standard rate applies, which is higher and may be variable.
Rates and terms come from the provider and can change without notice. Check the provider's own disclosure before you apply; where the two differ, the provider's governs.
Labels are derived from the published terms in this list — the lowest rate, the fastest stated payout, the widest amount range — and are recalculated whenever the list changes. They are not paid placements.
Advertiser disclosure. Cheapest first. The list is ordered on the all-in annual cost rate each provider publishes — the APR, or the effective rate where the market uses that term — from lowest to highest. Where a provider publishes a range, the lowest rate in the range is used. How this list is ordered
Bankmatch is paid by the providers whose products appear here, in most cases only if you go on to be approved for or take up a product. Payment does not affect the order of this list, or the rates and fees shown, which come from the provider.
The order is calculated before any commercial term is considered. No provider can buy a higher position, no placement here is for sale, and products with no published rate appear last.
We collect what you enter on this form to show you matching products and, where you agree, to email you. We do not sell or share personal information, and we do not disclose it to any lender. Our privacy notice explains what we hold, how long we keep it, and how to access, correct or delete it.
Payment does not affect this order. No provider can buy a higher position, and the order is calculated from published rates before any commercial term is considered. Products with no published rate appear last.
Where two products carry the same rate, the earlier one keeps its place. Products we earn nothing from are ordered the same way as products we do.
We do not cover every product on the market. A provider absent from this list is not a judgement about it.
Neu Money: Neu publishes two cards (App Store listing and NerdWallet, 2026-08-28): Neu 1 is $7/month ($84/year) with 0% APR; Neu 2 has no annual fee and a fixed 26.99–29.99% purchase APR. Both advertise a $350+ starting limit, 3% airfare cash back and no foreign-transaction fee. Issued by Cross River Bank. The public web landing page remains invite-only.
First National Bank of Omaha: No annual fee. Review the issuer Summary of Credit Terms for APRs and other costs. Offers vary by application channel; no promotional offer is assumed here.
We do not receive commission on this link. Eligibility and final terms are determined by the issuer.
One Main Financial: Available to selected customers; an offer code may be required. Issued by WebBank. Purchase, cash advance and balance transfer APR 35.99%. BrightWay+ has no annual fee; other BrightWay annual fees up to USD 89. Cash advance/transfer fee: greater of USD 10 or 3%. FX fee 1%; late fee up to USD 40; minimum interest USD 0.50. See your individual offer.
We do not receive commission on this link. Eligibility and final terms are determined by the issuer.
One Main Financial: BrightWay cards are issued by WebBank. Standard BrightWay publishes unlimited 1% cash back; BrightWay 1.5% Cashback publishes 1.5%. Annual fee is $0–$89 by offer; BrightWay+ has no annual fee. Purchase APR 33.99% or 35.99%. Source: onemainfinancial.com/credit-cards and BrightWay Rewards Terms, 2026-08-27.
Aven Financial: Aven’s education pages describe a home-equity Visa with 2% cash back, no annual fee and a 2.5% cash-out/balance-transfer fee. The payment calculator shows 6.99%–15.49% APR. Source: aven.com/education, 2026-08-27.
First National Bank of Omaha: FNBO consumer cards advertise $0 annual fee. GreenSelect is 0% intro APR for 18 billing cycles then 15.24%–25.24% variable APR, with a 5% balance-transfer fee ($10 min). Source: fnbo.com credit cards, 2026-08-27.
Credit cards in United States are revolving credit from issuers we have a live distribution agreement with. If a card is missing, we do not have an apply link that attributes the click. Compare annual fee, purchase APR, cash-advance cost and any introductory period — rewards are worthless if you revolve a balance at the full rate.
Fee versus interest
A card with no annual fee and a high purchase rate is cheap only if you clear the statement every month. A fee-charging rewards card can still be cheaper if the rewards you actually use beat the fee and you do not revolve. Fees and interest works through that split.
When a loan is the cheaper tool
If the balance will take more than a few months to clear, an instalment personal loan often has a lower APR than revolving card credit. Use the loan calculator, then match for a card or a loan without a credit check to browse.
Answered with local rules, local supervision and local pricing — not a translated US page.
What card interest rate is normal in United States?
Revolving balances are priced on each issuer's published APR. A rewards card only pays off if you clear the balance in full every month. We do not invent a typical rate.
Who supervises the providers compared on Bankmatch in United States?
Every institution listed for United States is supervised by OCC, FDIC and the CFPB. Eligible deposits are covered by FDIC deposit insurance up to $250,000 per depositor and institution.
What does "APR" mean here?
APR is the effective annual cost used in United States, including interest and mandatory fees. We always show the local measure so figures match the provider's own price list.
Do you check my credit to show matches?
Providers in United States assess applications with a FICO score. We shortlist on the published minimum criteria only — Bankmatch never runs a credit check.
How current is the pricing on this page?
Every figure on this page is read from the provider's own product feed, so it changes here when the provider changes it rather than when we get round to retyping it. We deliberately do not stamp a verification date on the page: the feed does not record when a provider last reviewed a figure, so any date we printed would be our guess dressed up as a fact. Where a required number is missing from the feed we leave the field empty instead of estimating it.
How does Bankmatch make money?
Providers pay us a fee, and in most cases it falls due only if a reader goes on to be approved for or take up the product; on a few products it is a percentage of the amount borrowed. That never changes the order: it is computed from the price the provider publishes, before any commercial term is read, and placement is not for sale. The methodology page sets out exactly how the order is derived so you can check a list against it.
