Compare business finance in United States

Term loans, credit lines and equipment finance from licensed lenders. The cards below are the live terms.

16Offers
6.99%Lowest APR
6Providers
  • âś“No credit pull to look
  • âś“Published rates, not estimates
  • âś“Free to compare
  • âś“FDIC deposit insurance up to $250,000

read live from provider feeds

Purpose
$15,000
$1,000$100,000
5 years
12 months15 years
$297Representative monthly cost

How we calculated this

The figure is a representative example, not an offer. It is built from one live deal — never the lowest rate from one lender and the lowest fee from another.

How we calculated thisRepresentative example (Blue Bridge Equipment Finance): an annuity loan of $15,000 ($10,000–$500,000) over 60 months (24–72). Nominal rate 6.99%, APR 7.22%. That costs $297 per month across 60 payments, $17,817 in total. No set-up or monthly fees in this example. APR among the lenders that match your request: 5.07%–33.99%, set individually. Updated 2026-09-29.

Effective rates among matching lenders are set individually. Not an offer.

Match me for Business
Ordered by published rate

Offers you can apply for

Sorted on the rate each provider publishes — not on an editorial judgement, and not on what we are paid. Our ratings on rates, fees, transparency, flexibility and service appear on each listing and do not move it up the list.

How we rate
16 offers
1

Blue Bridge Equipment Finance

  • Lowest APR
  • Fastest payout
8.44.2(1)
Nominal
6.99%
Credit amount
$10,000–$500,000
Term
Up to 72 months
  • Direct lender
  • Within 4 hours
  • CFPB
Representative example

Blue Bridge products page: terms 24–72 months, loans up to $500,000, $10,000 minimum, 6+ months in business, soft pulls only. Rates start at 6.99% was last stated on other Blue Bridge pages and is not repeated on /products/. Actual rate depends on underwriting. Source: bluebridgefinancial.com/products, 2026-08-27.

2

Always Bank Asset-Based Lending

8.54.3(1)
APR
n/a
Credit amount
n/a
Term
n/a
  • Direct lender
  • CFPB
Representative example

Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.

3

Always Bank Invoice Factoring

8.54.3(1)
APR
n/a
Credit amount
n/a
Term
n/a
  • Direct lender
  • CFPB
Representative example

Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.

4

Always Bank SBA Loan

8.54.3(1)
APR
n/a
Credit amount
n/a
Term
n/a
  • Direct lender
  • CFPB
Representative example

Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.

5

Always Bank Traditional Loans

8.54.3(1)
APR
n/a
Credit amount
n/a
Term
n/a
  • Direct lender
  • CFPB
Representative example

Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.

6

Always Bank USDA Loan

8.54.3(1)
APR
n/a
Credit amount
n/a
Term
n/a
  • Direct lender
  • CFPB
Representative example

Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.

7

Blue Bridge Working Capital

8.44.2(1)
APR
n/a
Credit amount
n/a
Term
n/a
  • Direct lender
  • CFPB
Representative example

Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.

8

Credibly Business line of credit

8.44.2(1)
APR
n/a
Credit amount
n/a
Term
n/a
  • Direct lender
  • CFPB
Representative example

Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.

The annual percentage rate shown includes interest and the charges the lender requires you to pay to obtain the credit. Where a simple annual rate is also shown, each rate that will apply and the period it applies for is stated with it.

Rates and terms shown are terms the provider states it will actually make available. Your own rate depends on the provider's assessment of your application, and not every applicant qualifies for the lowest rate shown.

Rates and terms come from the provider and can change without notice. Check the provider's own disclosure before you apply; where the two differ, the provider's governs.

If you tick the box, you agree that Bankmatch may email you about products and guides. This is our own email only — we do not pass your details to any lender or sell them to anyone. You can withdraw at any time using the unsubscribe link in any email, and withdrawing is as easy as agreeing was.

Labels are derived from the published terms in this list — the lowest rate, the fastest stated payout, the widest amount range — and are recalculated whenever the list changes. They are not paid placements.

Advertiser disclosure. Cheapest first. The list is ordered on the all-in annual cost rate each provider publishes — the APR, or the effective rate where the market uses that term — from lowest to highest. Where a provider publishes a range, the lowest rate in the range is used. How this list is ordered

Bankmatch is paid by the providers whose products appear here, in most cases only if you go on to be approved for or take up a product. Payment does not affect the order of this list, or the rates and fees shown, which come from the provider.

The order is calculated before any commercial term is considered. No provider can buy a higher position, no placement here is for sale, and products with no published rate appear last.

Bankmatch is not a lender, a bank, a mortgage broker or an insurance producer. We make no credit decision, we set no rate or fee, we take no application, and we charge you nothing. Any agreement is between you and the provider.

We collect what you enter on this form to show you matching products and, where you agree, to email you. We do not sell or share personal information, and we do not disclose it to any lender. Our privacy notice explains what we hold, how long we keep it, and how to access, correct or delete it.

Payment does not affect this order. No provider can buy a higher position, and the order is calculated from published rates before any commercial term is considered. Products with no published rate appear last.

Where two products carry the same rate, the earlier one keeps its place. Products we earn nothing from are ordered the same way as products we do.

We do not cover every product on the market. A provider absent from this list is not a judgement about it.

Side-by-side

Compare lender terms

Compare lender terms
LenderAPRCredit amountTermMin. creditFundingBankmatch score
Blue Bridge Equipment Finance
Business Loan
—$10,000–$500,00024–72 monthsfairApproval usually within 4 hours; funding as soon as next day
8.44.2(1)
Always Bank Asset-Based Lending
Business Loan
—————
8.54.3(1)
Always Bank Invoice Factoring
Business Loan
—————
8.54.3(1)
Always Bank SBA Loan
Business Loan
—————
8.54.3(1)
Always Bank Traditional Loans
Business Loan
—————
8.54.3(1)
Always Bank USDA Loan
Business Loan
—————
8.54.3(1)
Blue Bridge Working Capital
Business Loan
—————
8.44.2(1)
Credibly Business line of credit
Business Loan
—————
8.44.2(1)
Credibly Equipment financing
Business Loan
—————
8.44.2(1)
Credibly Long-term loans
Business Loan
—————
8.44.2(1)
Credibly Merchant cash advance
Business Loan
—————
8.44.2(1)
Credibly SBA Loans
Business Loan
—————
8.44.2(1)
Credibly Working Capital
Business Loan
—$25,000–$600,0006–24 monthspoorAs fast as 4 hours after approval
8.44.2(1)
Grasshopper SBA Lending
Business Loan
—————
8.64.3(1)
Piermont Business Lending
Business Loan
—————
8.54.3(1)
Slash Working Capital
Business Loan
—————
8.34.2(1)
Advertiser disclosure. Cheapest first. The list is ordered on the all-in annual cost rate each provider publishes — the APR, or the effective rate where the market uses that term — from lowest to highest. Where a provider publishes a range, the lowest rate in the range is used. How this list is ordered

Bankmatch is paid by the providers whose products appear here, in most cases only if you go on to be approved for or take up a product. Payment does not affect the order of this list, or the rates and fees shown, which come from the provider.

The order is calculated before any commercial term is considered. No provider can buy a higher position, no placement here is for sale, and products with no published rate appear last.

Bankmatch is not a lender, a bank, a mortgage broker or an insurance producer. We make no credit decision, we set no rate or fee, we take no application, and we charge you nothing. Any agreement is between you and the provider.

We collect what you enter on this form to show you matching products and, where you agree, to email you. We do not sell or share personal information, and we do not disclose it to any lender. Our privacy notice explains what we hold, how long we keep it, and how to access, correct or delete it.

Payment does not affect this order. No provider can buy a higher position, and the order is calculated from published rates before any commercial term is considered. Products with no published rate appear last.

Where two products carry the same rate, the earlier one keeps its place. Products we earn nothing from are ordered the same way as products we do.

We do not cover every product on the market. A provider absent from this list is not a judgement about it.

Blue Bridge Financial: Blue Bridge products page: terms 24–72 months, loans up to $500,000, $10,000 minimum, 6+ months in business, soft pulls only. Rates start at 6.99% was last stated on other Blue Bridge pages and is not repeated on /products/. Actual rate depends on underwriting. Source: bluebridgefinancial.com/products, 2026-08-27.

Slash Financial: Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.

Piermont Bank: Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.

Credibly: Credibly working-capital loans are $25,000–$600,000 for 6–24 months with factor rates as low as 1.11. Example: $50,000 at 1.11 plus 2.5% fee = $56,750 total cost. Source: credibly.com/working-capital-loans, 2026-08-27.

Editorial guide

Everything to know before you apply

Business finance in United States includes term loans, credit lines and asset finance from lenders licensed to serve companies here. We do not paste a foreign guarantee scheme onto this page. The cards are the live terms.

What you are actually comparing

A term loan, a revolving facility and equipment finance price risk differently. Compare total cost, security, personal guarantees and funding speed — not a programme name from another country. Directors' guarantees are ordinary on smaller facilities; read them before you apply.

Accounts, bank statements and time in business are the usual pack. A thinner file usually means a higher price or a broker. Browse lenders, sketch a repayment in the loan calculator, or match on amount.

FAQ

Common questions

Still stuck? Our editorial team answers reader questions weekly.

Is this government-backed finance?

Only if a lender in this market actually offers it. We do not list a foreign guarantee scheme as if it were local.

How fast is funding?

Published per lender. Invoice and short-term facilities are usually faster than a longer term loan.

Will you check my credit?

Not to browse. The lender will, if you apply.

Can a new company apply?

Some lenders want a trading history. Others will look at the directors. The eligibility line on each card is the published rule.