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Compare student borrowing in United States

Study loans and refinancing from licensed lenders. Government schemes, if this market has them, should be checked first — private credit is the gap-filler.

  • ✓No credit pull to look
  • ✓Published rates, not estimates
  • ✓Free to compare
  • ✓FDIC deposit insurance up to $250,000
Purpose
$15,000
$1,000$100,000
5 years
12 months15 years
No lender in this market offers that amount over that term. Adjust either slider and the estimate will come back.
Match me for Student Loans

About a minute · we pull no credit file · not an offer

Ordered by published rate

Offers you can apply for

Sorted on the rate each provider publishes — not on an editorial judgement, and not on what we are paid. Our ratings on rates, fees, transparency, flexibility and service appear on each listing and do not move it up the list.

How we rate
0 offers

No licensed partners with a live offer in this market yet. We only list providers we can send you to.

Editorial guide

Everything to know before you apply

Student borrowing in United States is a mix of official schemes and private credit from licensed lenders. Exhaust any government or guaranteed programme first — private loans fill the gap after the official maximum, and they price like other unsecured credit.

What to check before you refinance a state loan

Refinancing can mean giving up income-based repayment or other statutory protections. Only do it if you understand what you lose and your income is stable. Compare APR, fees and whether a guarantor is required.

Browsing Bankmatch does not check your credit. See personal loans if the borrowing is not study-specific, the loan calculator, and how credit checks work.

FAQ

Common questions

Still stuck? Our editorial team answers reader questions weekly.

Do I need a guarantor?

Often yes for a first private study loan. Graduates with their own income sometimes qualify alone.

Fixed or variable?

Fixed keeps the payment still. Variable can start lower and rise. Choose variable only if you can absorb a higher payment.

Can I pause payments?

Some private lenders offer a limited hardship pause. State schemes usually have clearer rules. Read the offer.

Does browsing affect my credit?

No. A credit check happens only if you apply with the lender.