Neu Money is a fintech credit product listed only with a live apply link. Compare {rateAbbr}, fees and what the product actually is — card, instalment or line.
Our review
8.5
4.3(1 review)
Maya Chen · Editor, consumer credit
Editorial review — not personal advice and not a promise of approval.
Suits:A digital consumer-credit offer when the fee and rate lines are published.
Neu Money is a fintech credit product listed only with a live apply link. Compare APR, fees and what the product actually is — card, instalment or line.
Editorial scores
Cost8.4
Flexibility8.8
Transparency8.4
Service8.2
What stands out
Digital credit
Live apply link
Published terms
Open the catalogue that matches the live offer — usually personal loans or cards. Supervision: OCC, FDIC and the CFPB.
Pros
We list the product family the tracker assigns, not a guessed type.
No invented typical rate.
Browsing does not pull a file.
Cons
A new brand is not cheaper by default.
Eligibility and underwriting are the issuer’s.
Questions about Neu Money Visa
Is Neu Money a bank?
Read the licensed entity on the card. A fintech brand is not always the deposit-taker.
Two SKUs: Neu 1 is $7/month with 0% APR; Neu 2 is $0 annual fee with 26.99–29.99% APR
Starting credit limit advertised from $350; no security deposit
3% cash back on airfare; no foreign-transaction fee
Built for thin-file / no-SSN applicants; issuer Cross River Bank
Representative example. Neu publishes two cards (App Store listing and NerdWallet, 2026-08-28): Neu 1 is $7/month ($84/year) with 0% APR; Neu 2 has no annual fee and a fixed 26.99–29.99% purchase APR. Both advertise a $350+ starting limit, 3% airfare cash back and no foreign-transaction fee. Issued by Cross River Bank. The public web landing page remains invite-only.
How it compares
This card against the next three in this market, on published terms.
How it compares
Neu Money VisaThis card
FNBO GreenSelect Credit Card
FNBO Getaway Credit Card
OneMain BrightWay 1.5% Cashback Mastercard
Network
Visa
Visa
Visa
Mastercard
Annual fee
$0
$0
$0
—
Purchase rate
0.00%
15.24–25.24%
19.49–27.49%
35.99%
Rewards
Up to 6% at eligible stores and unlimited 3% on airfare. Subscription fees apply; see issuer terms.
A low-interest card rather than a rewards programme. Variable purchase APR after the 18-billing-cycle 0% introductory period.
3 points/$ on eligible travel, dining and gas; 1 point/$ otherwise. Variable purchase APR after the 12-billing-cycle 0% introductory period.
Ongoing cashback on eligible purchases. Offer-code and eligibility requirements apply.
APR
0%
15.24%–25.24%
19.49%–27.49%
35.99%
Credit limit
$350
—
—
—
Card type
Consumer
Consumer
Consumer
Consumer
Reader reviews
No reader reviews yet. Approved reviews will appear here.
Write a review
Other cards in this market
First National Bank of Omaha
•••• •••• •••• 1234
FNBO GreenSelect Credit Card
VISA
FNBO GreenSelect Credit Card
8.74.4(1)
from First National Bank of Omaha
Lowest APR
No annual fee
0% intro period
No rewards
Rewards
$0
Annual fee
15.24–25.24%
Purchase rate
Consumer
No annual fee
Balance transfer
A low-interest card rather than a rewards programme. Variable purchase APR after the 18-billing-cycle 0% introductory period.
APR
15.24%
No annual fee. Review the issuer Summary of Credit Terms for APRs and other costs. Offers vary by application channel; no promotional offer is assumed here.
We do not receive commission on this link. Eligibility and final terms are determined by the issuer.
3 points/$ on eligible travel, dining and gas; 1 point/$ otherwise. Variable purchase APR after the 12-billing-cycle 0% introductory period.
APR
19.49%
No annual fee. Review the issuer Summary of Credit Terms for APRs and other costs. Offers vary by application channel; no promotional offer is assumed here.
We do not receive commission on this link. Eligibility and final terms are determined by the issuer.
Ongoing cashback on eligible purchases. Offer-code and eligibility requirements apply.
Annual fee up to USD 89, depending on the offer.
APR
35.99%
Available to selected customers; an offer code may be required. Issued by WebBank. Purchase, cash advance and balance transfer APR 35.99%. BrightWay+ has no annual fee; other BrightWay annual fees up to USD 89. Cash advance/transfer fee: greater of USD 10 or 3%. FX fee 1%; late fee up to USD 40; minimum interest USD 0.50. See your individual offer.
We do not receive commission on this link. Eligibility and final terms are determined by the issuer.
Neu Money: Neu publishes two cards (App Store listing and NerdWallet, 2026-08-28): Neu 1 is $7/month ($84/year) with 0% APR; Neu 2 has no annual fee and a fixed 26.99–29.99% purchase APR. Both advertise a $350+ starting limit, 3% airfare cash back and no foreign-transaction fee. Issued by Cross River Bank. The public web landing page remains invite-only.
First National Bank of Omaha: No annual fee. Review the issuer Summary of Credit Terms for APRs and other costs. Offers vary by application channel; no promotional offer is assumed here.
We do not receive commission on this link. Eligibility and final terms are determined by the issuer.
One Main Financial: Available to selected customers; an offer code may be required. Issued by WebBank. Purchase, cash advance and balance transfer APR 35.99%. BrightWay+ has no annual fee; other BrightWay annual fees up to USD 89. Cash advance/transfer fee: greater of USD 10 or 3%. FX fee 1%; late fee up to USD 40; minimum interest USD 0.50. See your individual offer.
We do not receive commission on this link. Eligibility and final terms are determined by the issuer.
