Consumers Credit Union Personal Loans
- Highest score
Representative example
Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.
Provider review
Consumers Credit Union (CCU)
CFPBDirect lenderLast reviewed August 25, 2026
Car loanSavingsCurrent accountPersonal loan
8.7
Overall
Our verdict
Consumers Credit Union (CCU) is a credit union with live cards in {market}. Membership comes first. Then compare fee and purchase {rateAbbr}.
- Cost
- 8.8
- Flexibility
- 8.6
- Transparency
- 8.8
- Service
- 8.4
Daniel Ortiz · Editor, cards and deposits · Scores are editorial and do not affect list order, which is set on published price.
Our review
Suits: A credit-union rewards card if you can join and you clear the statement.
What stands out
- Credit union
- Live cards
- Membership gate
Compare CCU on credit cards. Fees and interest. Supervision: OCC, FDIC and the CFPB.
Pros
- Rewards and fee are published on the live card.
- Membership rules are stated before the apply link.
- No credit pull to browse Bankmatch.
Cons
- Membership or geography can block you.
- Revolving still prices at the purchase APR.
Questions about Consumers Credit Union (CCU)
Can anyone apply?
Only if you meet the credit union’s membership rules. The card is not a national bank product.
Products you can apply for
9 products in this market
Personal loans
Car loans
Consumers Credit Union Auto Loans
Car loan- Highest score
Representative example
Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.
Savings
Consumers Credit Union Certificates
Savings account- Highest score
We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.
Example
Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.
Consumers Credit Union Free Checking
Savings account- Highest score
We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.
Example
Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.
Consumers Credit Union Health Savings
Savings account- Highest score
We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.
Example
Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.
Consumers Credit Union Rewards Checking
Savings account- Highest score
We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.
Example
Rewards Checking (one per member; not for businesses): 5.00% APY on balances to $10,000 with basic service requirements plus $1,000 CCU credit-card spend; 4.00% with $500 spend; 3.00% with basic requirements only; 0.20% from $10,000.01–$25,000 and 0.10% above that when qualified; 0.01% if requirements are not met. Smart Saver 3.00% APY when qualifications are met, else 0.25%. Visa cards have $0 annual fee; published APRs as low as 13.20% (Platinum) to 25.20% (share secured), effective 13 January 2026. Source: myconsumers.org/rates, 2026-08-27.
Consumers Credit Union Savings
Savings account- Highest score
We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.
Example
Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.
Consumers Credit Union Smart Saver
Savings account- Highest score
We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.
Example
Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.
Consumers Credit Union Student Choice Checking
Savings account- Highest score
We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.
Example
Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.
Consumers Credit Union (CCU): Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.
Consumers Credit Union (CCU): Rewards Checking (one per member; not for businesses): 5.00% APY on balances to $10,000 with basic service requirements plus $1,000 CCU credit-card spend; 4.00% with $500 spend; 3.00% with basic requirements only; 0.20% from $10,000.01–$25,000 and 0.10% above that when qualified; 0.01% if requirements are not met. Smart Saver 3.00% APY when qualifications are met, else 0.25%. Visa cards have $0 annual fee; published APRs as low as 13.20% (Platinum) to 25.20% (share secured), effective 13 January 2026. Source: myconsumers.org/rates, 2026-08-27.
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