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Ivy Bank

CFPBDirect lenderLast reviewed August 25, 2026
Savings
8.6
Overall
Our verdict

Ivy Bank is a digital deposit brand. Compare the savings {rateAbbr} and the conditions that keep it — not a loan rate.

Cost
8.6
Flexibility
8.4
Transparency
8.8
Service
8.4

Daniel Ortiz · Editor, cards and deposits · Scores are editorial and do not affect list order, which is set on published price.

Our review

Suits: A high-yield savings listing when the apply link and the ongoing rate are published.

What stands out

  • Digital savings
  • Published APY conditions
  • Ongoing rate published

See savings in United States. Deposit protection. Supervision: OCC, FDIC and the CFPB.

Pros

  • Deposit product, listed as savings — not mixed into cards.
  • Conditions that keep the rate are the comparison.
  • The tier and minimum that carry the rate are on the listing.

Cons

  • Promotional or tiered rates can drop.
  • Not a full-service branch bank.

Questions about Ivy Bank

Is this a loan?

No. It is a deposit product.

Products you can apply for

2 products in this market

Ivy Bank CDs

  • Highest score
8.64.3(1)
Savings rate
Not shown here
Deposit
n/a
  • Free withdrawals
  • CFPB
Open account
Full review

We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.

Example

Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.

Ivy Bank High-Yield Savings

  • Highest amount
  • Highest score
8.64.3(1)
Savings rate
Not shown here
Deposit
$2,500–$1,000,000
  • Free withdrawals
  • CFPB
Open account
Full review

We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.

Example

HYSA APYs effective 18 August 2026: 3.85% at $2,500–$1,000,000 and 0.05% at $10–$2,499.99. Variable. $2,500 minimum opening deposit. Transfers/withdrawals may be limited to six per calendar month. CDs: 1-year 4.05% APY and 3-month 4.00% APY, $1,000 to open. Source: ivybank.com, 2026-08-27.

Ivy Bank: Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.

Ivy Bank: HYSA APYs effective 18 August 2026: 3.85% at $2,500–$1,000,000 and 0.05% at $10–$2,499.99. Variable. $2,500 minimum opening deposit. Transfers/withdrawals may be limited to six per calendar month. CDs: 1-year 4.05% APY and 3-month 4.00% APY, $1,000 to open. Source: ivybank.com, 2026-08-27.

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