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Neu Money

CFPBDirect lenderLast reviewed August 25, 2026
Credit card
8.5
Overall
Our verdict

Neu Money is a fintech credit product listed only with a live apply link. Compare {rateAbbr}, fees and what the product actually is — card, instalment or line.

Cost
8.4
Flexibility
8.8
Transparency
8.4
Service
8.2

Maya Chen · Editor, consumer credit · Scores are editorial and do not affect list order, which is set on published price.

Our review

Suits: A digital consumer-credit offer when the fee and rate lines are published.

What stands out

  • Digital credit
  • Live apply link
  • Published terms

Open the catalogue that matches the live offer — usually personal loans or cards. Supervision: OCC, FDIC and the CFPB.

Pros

  • We list the product family the tracker assigns, not a guessed type.
  • No invented typical rate.
  • Browsing does not pull a file.

Cons

  • A new brand is not cheaper by default.
  • Eligibility and underwriting are the issuer’s.

Questions about Neu Money

Is Neu Money a bank?

Read the licensed entity on the card. A fintech brand is not always the deposit-taker.

Products you can apply for

1 products in this market

Neu Money logo
Neu Money
Neu Money Visa
VISA

Neu Money Visa

8.54.3(1)

from Neu Money

Up to 6% cashback
Rewards
$0
Annual fee
0.00%
Purchase rate
  • Consumer
  • Building credit
  • No annual fee

Up to 6% at eligible stores and unlimited 3% on airfare. Subscription fees apply; see issuer terms.

No annual fee. A monthly subscription applies based on credit limit; this is not a fee-free card.

  • Two SKUs: Neu 1 is $7/month with 0% APR; Neu 2 is $0 annual fee with 26.99–29.99% APR
  • Starting credit limit advertised from $350; no security deposit
  • 3% cash back on airfare; no foreign-transaction fee
  • Built for thin-file / no-SSN applicants; issuer Cross River Bank
APR
0.00%
Show more
Foreign fee
0

Neu publishes two cards (App Store listing and NerdWallet, 2026-08-28): Neu 1 is $7/month ($84/year) with 0% APR; Neu 2 has no annual fee and a fixed 26.99–29.99% purchase APR. Both advertise a $350+ starting limit, 3% airfare cash back and no foreign-transaction fee. Issued by Cross River Bank. The public web landing page remains invite-only.

See detailsApply

Neu Money: Neu publishes two cards (App Store listing and NerdWallet, 2026-08-28): Neu 1 is $7/month ($84/year) with 0% APR; Neu 2 has no annual fee and a fixed 26.99–29.99% purchase APR. Both advertise a $350+ starting limit, 3% airfare cash back and no foreign-transaction fee. Issued by Cross River Bank. The public web landing page remains invite-only.

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