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Peak Bank

CFPBDirect lenderLast reviewed August 25, 2026
Savings
8.5
Overall
Our verdict

Peak Bank is listed for live deposit or banking offers in {market}. Compare the published rate and whether the account is available in your state.

Cost
8.6
Flexibility
8.4
Transparency
8.8
Service
8.2

Daniel Ortiz · Editor, cards and deposits · Scores are editorial and do not affect list order, which is set on published price.

Our review

Suits: A digital bank deposit when the rate, conditions and apply link are on the card.

What stands out

  • Digital bank
  • Published deposit rate
  • Rate conditions on the card

Compare on savings or banks in United States. Supervision: OCC, FDIC and the CFPB.

Pros

  • Rate conditions (minimum, new money, teaser) sit on the card.
  • The ongoing rate is shown, not only the teaser.
  • We do not paste a national average onto the listing.

Cons

  • A teaser rate is not the ongoing rate.
  • State or eligibility rules can block an application.

Questions about Peak Bank

Is the advertised rate guaranteed?

It is the published rate on the live offer, subject to the conditions on that card. It is not a promise for every balance.

Products you can apply for

2 products in this market

Peak Bank Envision High-Yield Savings

  • Highest score
8.54.3(1)
Savings rate
Not shown here
Deposit
$100
  • Free withdrawals
  • CFPB
Open account
Full review

We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.

Example

Advertised APY is for new Envision accounts only and is accurate as of 1 August 2026: 4.01% from $0.01 through $499,999.99 and 3.14% at $500,000+. Variable. $100 to open; opening funds subject to a 5-business-day hold. Consumer accounts only — no business accounts. Source: peak.bank/peak-bank/savings, 2026-08-27.

Peak Bank High-Yield CDs

  • Highest score
8.54.3(1)
Savings rate
Not shown here
Deposit
n/a
  • Free withdrawals
  • CFPB
Open account
Full review

We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.

Example

Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.

Peak Bank: Advertised APY is for new Envision accounts only and is accurate as of 1 August 2026: 4.01% from $0.01 through $499,999.99 and 3.14% at $500,000+. Variable. $100 to open; opening funds subject to a 5-business-day hold. Consumer accounts only — no business accounts. Source: peak.bank/peak-bank/savings, 2026-08-27.

Peak Bank: Product availability and eligibility are determined by the provider. Check the provider’s current terms before applying. We do not receive commission on this link.

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