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Provider review
Ramp logo

Ramp

CFPBDirect lenderLast reviewed August 25, 2026
Business accountCorporate card
8.9
Overall
Our verdict

Ramp is a business spend and card platform, not a consumer credit card. Compare corporate-card fees, controls and who can open the account.

Cost
8.8
Flexibility
9.2
Transparency
8.8
Service
8.6

Priya Shah · Editor, mortgages and comparison services · Scores are editorial and do not affect list order, which is set on published price.

Our review

Suits: A company spend card when the apply link is for a business, not a household.

What stands out

  • Business spend platform
  • Corporate cards
  • Not consumer revolving credit

Compare Ramp on business accounts or business cards in United States. Related: consumer cards if that is what you need. Supervision: OCC, FDIC and the CFPB.

Pros

  • Stays on business catalogues, not the consumer card grid.
  • Fee and eligibility lines are published on the live offer.
  • Browsing Bankmatch does not pull a personal credit file.

Cons

  • Personal rewards cards are a different product.
  • Underwriting is commercial.

Questions about Ramp

Can I use this as my personal Visa?

The live offer is a business product. Read the eligibility line.

Products you can apply for

2 products in this market

Credit cards

Ramp logo
Ramp
Ramp Corporate Card
VISA

Ramp Corporate Card

8.94.5(1)

from Ramp

  • Soft credit check
  • Highest score
Cashback
Rewards
$0
Annual fee
n/a
Purchase rate

Cashback is offered; the applicable rate depends on your Ramp agreement. Advertised total savings are not a cashback rate.

  • US corporate Visa charge card with expense management
  • No annual fee, no interest charges, no personal guarantee, no personal credit check
  • Cash back advertised 1–1.5% (Fintel program copy 1.5%; ramp.com does not post a single rate)
  • Unlimited physical and virtual cards; 30-day payback

Ramp states there is no annual fee, no interest charges, no personal credit check and no personal guarantee. It is a corporate charge card with a 30-day payback. ramp.com/corporate-cards (2026-08-28) advertises cash back without a published rate. Fintel program copy states 1.5% cash back; third-party summaries describe 1–1.5% assigned after underwriting. Acceptance in 200+ countries; local issuing in 30+.

See detailsApply

Savings

Ramp Banking

  • Highest score
8.94.5(1)
Savings rate
Not shown here
Deposit
n/a
  • Free withdrawals
  • CFPB
Open account
Full review

We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.

Example

Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.

Ramp: Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.

Ramp: Ramp states there is no annual fee, no interest charges, no personal credit check and no personal guarantee. It is a corporate charge card with a 30-day payback. ramp.com/corporate-cards (2026-08-28) advertises cash back without a published rate. Fintel program copy states 1.5% cash back; third-party summaries describe 1–1.5% assigned after underwriting. Acceptance in 200+ countries; local issuing in 30+.

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