Provider review
First National Bank of Omaha logo

First National Bank of Omaha

CFPBDirect lenderLast reviewed August 25, 2026
Credit card
8.7
Overall
Our verdict

FNBO is a bank issuer with live cards in {market}. Compare annual fee, purchase {rateAbbr} and rewards on that card — a bank brand is not a typical rate.

Cost
8.6
Flexibility
8.6
Transparency
8.8
Service
8.6

Daniel Ortiz · Editor, cards and deposits · Scores are editorial and do not affect list order, which is set on published price.

Our review

Suits: A bank-issued card when the apply link and the fee line are published.

What stands out

  • Bank issuer
  • Live card offers
  • Published annual fee

Compare FNBO on credit cards in United States. Fees and interest is the short test. Supervision: OCC, FDIC and the CFPB. Editorial review — not a promise of approval.

Pros

  • Cards are compared on published fees, not a national average.
  • Browsing Bankmatch does not pull a credit file.

Cons

  • Rewards do not offset revolving interest.
  • We only list products with an attributed apply link.

Questions about First National Bank of Omaha

Is every FNBO card here?

Only cards with a live, attributed apply link.

Products you can apply for

4 products in this market

First National Bank of Omaha logo
First National Bank of Omaha
FNBO GreenSelect Credit Card
VISA

FNBO GreenSelect Credit Card

8.74.4(1)

from First National Bank of Omaha

  • Lowest APR
No rewards
Rewards
$0
Annual fee
15.24–25.24%
Purchase rate
  • Consumer
  • No annual fee
  • Balance transfer

A low-interest card rather than a rewards programme. Variable purchase APR after the 18-billing-cycle 0% introductory period.

APR
15.24%

No annual fee. Review the issuer Summary of Credit Terms for APRs and other costs. Offers vary by application channel; no promotional offer is assumed here. We do not receive commission on this link. Eligibility and final terms are determined by the issuer.

First National Bank of Omaha logo
First National Bank of Omaha
FNBO Getaway Credit Card
VISA

FNBO Getaway Credit Card

8.74.4(1)

from First National Bank of Omaha

  • Highest score
1–3 pts/$
Rewards
$0
Annual fee
19.49–27.49%
Purchase rate
  • Consumer
  • Reward points
  • No annual fee
  • Balance transfer

3 points/$ on eligible travel, dining and gas; 1 point/$ otherwise. Variable purchase APR after the 12-billing-cycle 0% introductory period.

APR
19.49%

No annual fee. Review the issuer Summary of Credit Terms for APRs and other costs. Offers vary by application channel; no promotional offer is assumed here. We do not receive commission on this link. Eligibility and final terms are determined by the issuer.

First National Bank of Omaha logo
First National Bank of Omaha
FNBO Evergreen Cash Back
VISA

FNBO Evergreen Cash Back

8.74.4(1)

from First National Bank of Omaha

  • Highest score
2% cashback
Rewards
$0
Annual fee
See issuer terms
Purchase rate
  • Consumer
  • No annual fee

Unlimited 2% cashback on eligible purchases.

  • Evergreen: unlimited 2% cash back; $0 annual fee
  • $200 bonus after $1,000 spend in first 3 billing cycles
  • GreenSelect: 0% intro APR for 18 cycles then 15.24%–25.24%
  • Balance-transfer fee 5% ($10 minimum) on Getaway and GreenSelect

FNBO consumer cards advertise $0 annual fee. GreenSelect is 0% intro APR for 18 billing cycles then 15.24%–25.24% variable APR, with a 5% balance-transfer fee ($10 min). Source: fnbo.com credit cards, 2026-08-27.

First National Bank of Omaha logo
First National Bank of Omaha
FNBO Rewards Secured Visa Credit Card
VISA

FNBO Rewards Secured Visa Credit Card

8.74.4(1)

from First National Bank of Omaha

  • Highest score
1 pt/$
Rewards
$0
Annual fee
See issuer terms
Purchase rate
  • Consumer
  • Reward points
  • No annual fee

1 point per eligible dollar spent. A refundable security deposit is required.

No annual fee. Review the issuer Summary of Credit Terms for APRs and other costs. Offers vary by application channel; no promotional offer is assumed here. We do not receive commission on this link. Eligibility and final terms are determined by the issuer.

First National Bank of Omaha: No annual fee. Review the issuer Summary of Credit Terms for APRs and other costs. Offers vary by application channel; no promotional offer is assumed here. We do not receive commission on this link. Eligibility and final terms are determined by the issuer.

First National Bank of Omaha: FNBO consumer cards advertise $0 annual fee. GreenSelect is 0% intro APR for 18 billing cycles then 15.24%–25.24% variable APR, with a 5% balance-transfer fee ($10 min). Source: fnbo.com credit cards, 2026-08-27.

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