FNBO is a bank issuer with live cards in {market}. Compare annual fee, purchase {rateAbbr} and rewards on that card — a bank brand is not a typical rate.
Our review
8.7
4.4(1 review)
Daniel Ortiz · Editor, cards and deposits
Editorial review — not personal advice and not a promise of approval.
Suits:A bank-issued card when the apply link and the fee line are published.
FNBO is a bank issuer with live cards in United States. Compare annual fee, purchase APR and rewards on that card — a bank brand is not a typical rate.
Editorial scores
Cost8.6
Flexibility8.6
Transparency8.8
Service8.6
What stands out
Bank issuer
Live card offers
Published annual fee
Compare FNBO on credit cards in United States. Fees and interest is the short test. Supervision: OCC, FDIC and the CFPB. Editorial review — not a promise of approval.
Pros
Cards are compared on published fees, not a national average.
Browsing Bankmatch does not pull a credit file.
Cons
Rewards do not offset revolving interest.
We only list products with an attributed apply link.
Questions about FNBO Evergreen Cash Back
Is every FNBO card here?
Only cards with a live, attributed apply link.
Evergreen: unlimited 2% cash back; $0 annual fee
$200 bonus after $1,000 spend in first 3 billing cycles
GreenSelect: 0% intro APR for 18 cycles then 15.24%–25.24%
Balance-transfer fee 5% ($10 minimum) on Getaway and GreenSelect
Representative example. FNBO consumer cards advertise $0 annual fee. GreenSelect is 0% intro APR for 18 billing cycles then 15.24%–25.24% variable APR, with a 5% balance-transfer fee ($10 min). Source: fnbo.com credit cards, 2026-08-27.
How it compares
This card against the next three in this market, on published terms.
How it compares
FNBO Evergreen Cash BackThis card
Neu Money Visa
FNBO GreenSelect Credit Card
FNBO Getaway Credit Card
Network
Visa
Visa
Visa
Visa
Annual fee
$0
$0
$0
$0
Purchase rate
See issuer terms
0.00%
15.24–25.24%
19.49–27.49%
Rewards
Unlimited 2% cashback on eligible purchases.
Up to 6% at eligible stores and unlimited 3% on airfare. Subscription fees apply; see issuer terms.
A low-interest card rather than a rewards programme. Variable purchase APR after the 18-billing-cycle 0% introductory period.
3 points/$ on eligible travel, dining and gas; 1 point/$ otherwise. Variable purchase APR after the 12-billing-cycle 0% introductory period.
Card type
Consumer
Consumer
Consumer
Consumer
Supervised by
CFPB
CFPB
CFPB
CFPB
Provider type
Direct lender
Direct lender
Direct lender
Direct lender
Reader reviews
No reader reviews yet. Approved reviews will appear here.
Write a review
Other cards in this market
Neu Money
•••• •••• •••• 1234
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Neu Money Visa
8.54.3(1)
from Neu Money
Lowest APR
No annual fee
Up to 6% cashback
Rewards
$0
Annual fee
0.00%
Purchase rate
Consumer
Building credit
No annual fee
Up to 6% at eligible stores and unlimited 3% on airfare. Subscription fees apply; see issuer terms.
No annual fee. A monthly subscription applies based on credit limit; this is not a fee-free card.
Two SKUs: Neu 1 is $7/month with 0% APR; Neu 2 is $0 annual fee with 26.99–29.99% APR
Starting credit limit advertised from $350; no security deposit
3% cash back on airfare; no foreign-transaction fee
Built for thin-file / no-SSN applicants; issuer Cross River Bank
APR
0.00%
Show more
Foreign fee
0
Neu publishes two cards (App Store listing and NerdWallet, 2026-08-28): Neu 1 is $7/month ($84/year) with 0% APR; Neu 2 has no annual fee and a fixed 26.99–29.99% purchase APR. Both advertise a $350+ starting limit, 3% airfare cash back and no foreign-transaction fee. Issued by Cross River Bank. The public web landing page remains invite-only.
A low-interest card rather than a rewards programme. Variable purchase APR after the 18-billing-cycle 0% introductory period.
APR
15.24%
No annual fee. Review the issuer Summary of Credit Terms for APRs and other costs. Offers vary by application channel; no promotional offer is assumed here.
We do not receive commission on this link. Eligibility and final terms are determined by the issuer.
3 points/$ on eligible travel, dining and gas; 1 point/$ otherwise. Variable purchase APR after the 12-billing-cycle 0% introductory period.
APR
19.49%
No annual fee. Review the issuer Summary of Credit Terms for APRs and other costs. Offers vary by application channel; no promotional offer is assumed here.
We do not receive commission on this link. Eligibility and final terms are determined by the issuer.
First National Bank of Omaha: FNBO consumer cards advertise $0 annual fee. GreenSelect is 0% intro APR for 18 billing cycles then 15.24%–25.24% variable APR, with a 5% balance-transfer fee ($10 min). Source: fnbo.com credit cards, 2026-08-27.
Neu Money: Neu publishes two cards (App Store listing and NerdWallet, 2026-08-28): Neu 1 is $7/month ($84/year) with 0% APR; Neu 2 has no annual fee and a fixed 26.99–29.99% purchase APR. Both advertise a $350+ starting limit, 3% airfare cash back and no foreign-transaction fee. Issued by Cross River Bank. The public web landing page remains invite-only.
First National Bank of Omaha: No annual fee. Review the issuer Summary of Credit Terms for APRs and other costs. Offers vary by application channel; no promotional offer is assumed here.
We do not receive commission on this link. Eligibility and final terms are determined by the issuer.
