Provider review
Grasshopper Bancorp, Inc. logo

Grasshopper Bancorp, Inc.

CFPBDirect lenderLast reviewed August 25, 2026
Business accountBusiness loan
8.6
Overall
Our verdict

Grasshopper is a digital bank for businesses. Compare monthly cost, payments and who can open the account — it is not a consumer card.

Cost
8.4
Flexibility
8.8
Transparency
8.6
Service
8.4

Daniel Ortiz · Editor, cards and deposits · Scores are editorial and do not affect list order, which is set on published price.

Our review

Suits: A business checking or payments account when the fee schedule is published.

What stands out

  • Business digital bank
  • Published fees
  • Not a consumer lender

Compare on business accounts in United States. Supervision: OCC, FDIC and the CFPB.

Pros

  • Stays on business banking, not personal loans.
  • Monthly cost and payment limits are the comparison.
  • Live apply link only.

Cons

  • Consumer products are not implied.
  • A fintech-style bank can still have KYC and eligibility gates.

Questions about Grasshopper Bancorp, Inc.

Is this personal banking?

The live offer is business-focused. Read the product name on the card.

Products you can apply for

6 products in this market

Business loans

Grasshopper SBA Lending

  • Highest score
8.64.3(1)
APR
n/a
Credit amount
n/a
Term
n/a
  • Direct lender
  • CFPB
Representative example

Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.

Savings

Grasshopper Bank

  • Highest score
8.64.3(1)
Savings rate
Not shown here
Deposit
$100
  • Free withdrawals
  • CFPB

We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.

Example

Accelerator Checking: up to 1.35% APY, unlimited 1% cash back, $100 to open. Accelerator Savings: up to 3.00% APY, $100 to open. No monthly maintenance fees. Interest uses the daily collected-balance method. Standard FDIC to $250,000; enhanced coverage advertised up to $125 million. Treasury requires $250,000 combined deposits. Source: grasshopper.bank Accelerator Product Suite, 2026-08-27.

Grasshopper Small Business Checking

  • Highest score
8.64.3(1)
Savings rate
Not shown here
Deposit
n/a
  • Free withdrawals
  • CFPB

We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.

Example

Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.

Grasshopper Small Business Savings

  • Highest score
8.64.3(1)
Savings rate
Not shown here
Deposit
n/a
  • Free withdrawals
  • CFPB

We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.

Example

Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.

Grasshopper Startup Checking

  • Highest score
8.64.3(1)
Savings rate
Not shown here
Deposit
n/a
  • Free withdrawals
  • CFPB

We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.

Example

Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.

Grasshopper Startup Savings

  • Highest score
8.64.3(1)
Savings rate
Not shown here
Deposit
n/a
  • Free withdrawals
  • CFPB

We do not show a rate for this account. The provider publishes one, but not the qualifying balance, opening deposit and rate date that must be shown alongside a yield in this market — and quoting the rate without them would be worse than leaving it out. The provider's own page carries the current figure.

Example

Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.

Grasshopper Bancorp, Inc.: Accelerator Checking: up to 1.35% APY, unlimited 1% cash back, $100 to open. Accelerator Savings: up to 3.00% APY, $100 to open. No monthly maintenance fees. Interest uses the daily collected-balance method. Standard FDIC to $250,000; enhanced coverage advertised up to $125 million. Treasury requires $250,000 combined deposits. Source: grasshopper.bank Accelerator Product Suite, 2026-08-27.

Grasshopper Bancorp, Inc.: Provider eligibility and current terms apply. Consult the provider before applying. We do not receive commission on this link.

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